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Finding information about real estate can be a challenge, as there were over 6 million units of previously owned houses sold in the U.S. back in 2020. 

Searching for real estate records is a must if you’re looking for a new home in Bucks County, PA. You can find out who previously owned the home, its current condition, and other factors that determine a property’s market value. 

In this article, we’ll be covering what Bucks County, PA real estate records are and effective strategies for accessing them in 2021. 

What Are Real Estate Records?

Real estate records, or property records, are legal documents and paperwork that have information about real property or a segment of land. 

In many cases, real property records refer to deeds, which indicate who has legal ownership of the property. Once a deed is signed, it has to be recorded with the recorder of deeds or the county records department. 

Why Do You Need Real Estate Records?

People look at real estate records to clarify the sale or transfer of any given property. It lets new owners know whether a property comes with any issues, such as a lien or an encumbrance. 

People also reference real estate records whenever there’s a dispute over the ownership of a property. If there’s an issue with ownership when someone is trying to sell their property, these records can be searched to clear things up. 

Other information about the property can also affect its market value. Thus, real estate records help sort out who owns what and helps real estate agents figure out how much a property is worth. 

What You Can Learn From Real Estate Records

What specific information can you find from public real estate records?

Surprisingly enough, a lot. Bucks County residents can learn plenty of information about a property, including deeds, mortgages, plats, and liens.  

Sales History

Sales history is often found at online home sales, search platforms, or at an office. They show who owned the home, how much they paid for it, and the current remaining mortgage, if applicable. 

Deeds

We mentioned deeds before and how they outline the grantor and grantee of a property. When sorting out who owns a piece of property, attorneys often look at real estate records to find the deed. 

There are several types of deeds, including general warranty deeds and special warranty deeds. The former provides more protection for the buyer than the latter. 

Mortgages

Other than deeds, mortgages are incredibly important to real estate agents and attorneys. Looking this up identifies any information on liens, lenders, and borrowers of a piece of property. 

It provides key information on who currently owns the property. It also contains loan information, which is key to assessing the value of a home. 

Plats

Outside of finances and ownership, real estate records provide plats or maps. These include details about the boundaries of a property, as well as its location and size. It also contains information about what “real property” it has, like lakes or ponds. 

Liens

A lien is a claim or a legal right to keep property belonging to the other party until the debt they owe is paid off. If a property has one or even multiple liens, that makes selling it difficult. 

Liens help determine property value, and it can make sales more challenging. It also affects how real estate agents get paid since lien holders are required to get the proceeds first. 

Finding Bucks County, PA Real Estate Records

Whether it’s sales history, plats, liens, or mortgages, the question still stands: how do you find Bucks County, PA real estate records?

Researching real estate records can be an involved process, but it’s completely doable. If you live in Bucks County, it’s important to review these key details to find the right place to look. 

Who Manages the Records?

For starters, figuring out who manages the records and their location is crucial. Most of the time, you can look at the county courthouse, county recorder’s office, city hall, or another department building to find the right representative. 

Gather the Details

When you run a search, you need the property address or lot number and the seller’s name. Here are a few other potential details that might be important in your research:

  • Whether the owners are the only parties or entities that own the property
  • Whether the square footage matches the record
  • Whether the sellers have or are filing for bankruptcy
  • Whether sellers are going through a divorce 

Look in the Right Place

Where do you go to find out about those details? It depends, but government websites are generally a great place to start. 

Bucks County residents can go to the Boards of Assessment site to search estate records. These public offices are also staffed with clerks and other professionals that can help you with virtually any search. 

Other resources include real estate sites, which often let you search for information about properties by area. You can cross-reference this information with public records you find in government databases as well. 

Additionally, you can turn to title companies for copies of property deeds and mortgages. Real estate agents can also help you track down this information. 

Pay Potential Fees

Getting copies of records from city and state departments might cost you a small fee. If this is the case, the prices should be listed online. 

In cases where the prices or the real estate records aren’t online, call the assessor or recorder ahead of time to find out how much they charge for copies. These aren’t wallet-emptying fees, but it’s always good to be prepared. 

Leverage Bucks County Real Estate Records Today

Whether you’re an aspiring homeowner trying to find the right real estate deal or a seller looking to get their records in order, finding the right property records is crucial to the entire process. Use this article to find the right Bucks County, PA real estate records for your needs. 

For more information on real estate records and best practices in the Bucks County, Montgomery County, and Philadelphia area, contact us today!

 

 

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